If you've just launched a Get Paid To (GPT) site, or you're about to, the number to know is $50. OGAds creates no invoice until your total earnings reach $50, and without an invoice there's nothing to pay.
The rest of this article walks through what happens after you cross that line: when the invoice appears, when it's paid, how the money reaches you, and what it costs.
What is the OGAds minimum payout?
The minimum is $50 in total earnings. Until you get there, no invoice is created for your account.
So if you have $20 or $40 sitting in your dashboard and no invoice, nothing is broken and nothing is late. There's also nothing to request yet. Your earnings stay on your account and wait until the total passes $50.
One thing trips up rewards site owners. This $50 is about OGAds paying you, the publisher. It has nothing to do with the payout threshold your own users reach before they withdraw from your site. Those are two separate lines, and a user cashing out on your site doesn't change when OGAds pays you.
If you haven't built anything yet and you're still weighing it up, the GPT Builder setup walkthrough covers the site side.
When your first OGAds invoice shows up
Picture a small rewards site, a few weeks old, bringing in about $20 a week from completed offers.
- Week one: $20 total. No invoice.
- Week two: $40 total. Still no invoice.
- Week three: $60 total. The site has crossed $50.
Once you're past the minimum, invoices follow a weekly rhythm. They're created by Tuesday morning each week, sometimes a little earlier, and they cover the prior week's earnings.
Say week three ended on Sunday, March 8. The site's first invoice shows up by Tuesday, March 10.
That means there are only two reasons for a missing invoice. Either you haven't reached $50 in total, or the week's invoice hasn't been created yet. If it's Monday and you crossed $50 on Saturday, give it until Tuesday morning.
Net-7 and Net-30 as dates on a calendar
An invoice appearing isn't the same as an invoice being paid. Each one has payment terms, and yours will be either Net-7 or Net-30 depending on your account.
Net-7 means the invoice is paid 7 days after the last earnings date in it. For our example site, the last earnings date is March 8, so the due date is March 15.
Net-30 works in whole months, and the invoice is monthly instead of weekly. Everything you earn from January 1 to January 31 goes into one invoice. That invoice shows up early in February, and it's paid at the end of February: Net-30 payments are processed on the last day of the month, by the afternoon US Central time. So you earn for a month, then wait about another month for the money.
For a new site, that makes a real difference. On Net-7, the example site sees its first payment about four weeks after its first conversion. On Net-30, what it earns in March is paid at the end of April, about ten weeks after that first conversion.
These dates can move when they land on a weekend or a bank holiday. March 15 in the example is a Sunday, so don't be alarmed if the payment doesn't fall exactly on the day you counted.
You don't have to work any of this out by hand. Open the payment history table at members.ogads.com/payments and look at your unpaid invoice. The label on it is your due date.
Payment methods and which one you can use first
OGAds lists its methods as Crypto, PayPal, Wire, Direct Deposit and E-Cheque, and Payoneer is available too. Here's how the main five compare.
| Method | Conditions and fee | After the invoice shows "Paid" |
|---|---|---|
| PayPal | $1 fee | 24 to 48 hours |
| Direct deposit (ACH) | $1 fee | 24 to 48 hours |
| Wire | $25 fee | 24 to 48 hours to process; typically posts 2 to 3 days from the day it's sent |
| Payoneer | Invoice greater than $50; can't be used for your first invoice; $6 fee | 1 to 3 hours |
| Crypto (USDC on Ethereum) | Invoice greater than $65; at least one non-crypto payment received in the past 90 days; $15 fee at the moment | Net-7 accounts receive USDC on Mondays |
E-Cheque costs $5 and Intercash costs $3. Every method has a fee, and currency conversion (FX) fees may apply on top.
The order matters
Many publishers outside the US plan to be paid through Payoneer or crypto from day one. That can't happen.
Payoneer isn't allowed for your first invoice. And USDC payments need you to have received at least one payment through a different method in the past 90 days.
So your first payment has to go through something else, such as PayPal, direct deposit or wire. Before you reach $50, make sure you can receive at least one of those where you live. Once that first payment is done, Payoneer opens up, and so does crypto if your invoice is over $65.
What the fees mean on a small invoice
Flat fees hurt more when the invoice is small.
- $1 on a $60 PayPal or direct deposit invoice is under 2% of your money.
- $6 on a $60 Payoneer invoice is 10%.
- $15 on a $70 USDC invoice is about 21%.
- $25 on a $60 wire is about 42%.
On a $500 invoice, the Payoneer, USDC and wire fees are 1.2%, 3% and 5%, which is much easier to live with. If your site is earning $20 a week, I'd keep the small early invoices on PayPal or direct deposit, and move to another method only once the invoices are big enough that its flat fee stops stinging.
Is early payment worth the 15% fee?
You can ask to be paid before your due date, and there's a 15% fee on any early payment.
In dollars: on $200, you give up $30 and receive $170. On a $60 invoice, it's $9 to get the money a week or so sooner.
Early payment also isn't a way around the minimum. If you haven't earned $50 from the network yet, an early payment can't be processed at all. So it won't help the site owner stuck at $40.
My view is that at low earnings, waiting for the normal date usually wins. On Net-7, you'd be paying 15% to skip a few days. Early payment makes more sense when the amount is large and you have a real bill it needs to cover, like a domain renewal or an ad spend that will earn back more than the fee.
Your invoice says "Paid" but the money isn't there
This one causes a lot of worry, and it's usually just timing.
OGAds sends payments through a third-party processor called Tipalti. When your invoice changes to "Paid", it means OGAds has submitted it to Tipalti. It doesn't mean the money has landed in your account.
From that point, the normal wait after "Paid" depends on the method:
- Payoneer: usually 1 to 3 hours.
- PayPal and direct deposit: 24 to 48 hours.
- Wire: 24 to 48 hours to process, and it typically posts 2 to 3 days from the day it's sent.
So a PayPal payment that hasn't shown up the same evening is normal. A wire that's still missing on day two is normal as well. Once you're clearly past those windows, that's the time to raise it with OGAds.
FAQ
Can I get paid before I reach $50?
No. No invoice exists below $50 in total earnings, and early payment isn't available until you've earned $50 either. Your earnings stay on your account until you cross the line.
Why don't I have an invoice yet?
Either your total earnings are still under $50, or this week's invoice hasn't been created. Invoices are made by Tuesday morning for the prior week's earnings, so a balance that passed $50 a few days ago may just need until Tuesday.
Can my first OGAds payment be in crypto or through Payoneer?
No to both. Payoneer can't be used for a first invoice, and USDC needs a non-crypto payment received in the past 90 days. Take your first payment through another method, then switch.
How do I find my exact payment date?
Go to the payment history table at members.ogads.com/payments and find the unpaid invoice. Its label shows the due date, which may shift slightly around weekends and bank holidays.
What does early payment cost?
15% of the amount. That's $30 on $200, so it only makes sense when you need the money sooner for something worth more than the fee.